Welcome to D&L CAPITAL PTY LTD
D&L CAPITAL possesses the expertise to effectively address your Commercial Property Finance requirements. Commercial Lending demands a distinct skill set compared to Residential Home Loans. Building the right connections and possessing the technical proficiency to comprehend intricate financial matters are crucial, as assessments and pricing are highly customized. With a well-established network of bankers and a proficient team, we stand prepared to evaluate all Commercial Property scenarios thoroughly.
Whether you're an experienced property developer, a burgeoning developer poised to transition from townhouses to unit blocks, or new to property development, you understand the pivotal role financing plays in the success of your project. With over a decade of experience handling major project financing transactions across Australia, we bring unparalleled expertise to the table. Our mission is to secure the most competitive financing solution for your property development endeavor. Our track record of approving challenging deals across various property cycles underscores our proficiency and commitment to your success.
After being rejected by major banks and encountering difficulty with second-tier and specialist lenders, you may wonder what steps to take next. Private Lending could offer a viable solution. This involves borrowing from a non-traditional lender, typically a wealthy individual or company with surplus cash from their primary business seeking higher returns on their funds. It's essential to understand that private lending is primarily intended for business purposes and falls outside the purview of the National Consumer Credit Protection Act, as these loans are unregulated.
An asset represents something valuable or useful. For a business, this encompasses any revenue-generating item, ranging from machinery to electronic devices. If it possesses a serial number, we can facilitate financing for it. A seamless asset finance journey hinges on selecting the right lender who comprehends both the asset being acquired and your business. With our established relationships and expertise, we can navigate the application process, handle paperwork, manage settlement documents, and ensure timely delivery of the asset.
Considering purchasing a new car? It's common to become swept up in the excitement and opt for the financing option presented to you. However, were you aware that we have connections with over 20 lenders, including major banks and exclusive broker-only lenders? With such a diverse range of lenders comes numerous solutions and competitive offers. Before heading to the car dealership or browsing car sales, consult with us first. We can certainly empower you to negotiate a better deal!
An overdraft or line of credit represents a revolving credit facility with a predetermined limit set by the financial institution. It allows borrowers to utilize a specified amount, repay it, and then reuse that portion of the loan without undergoing another credit approval process. Typically, there are no fixed repayment obligations as long as the balance at the end of the month remains below the predetermined limit, accounting for interest expenses. This contrasts with a traditional business loan, where periodic fixed repayments are required, and once the principal is repaid according to the schedule, accessing those funds again usually entails undergoing a new loan application process.
Unsecured lending refers to loans not backed by real estate or specific assets like vehicles or equipment. Typically, these loans are based on a business's cash flow or financial standing, particularly those with consistent revenue streams. Unsecured lending can take different forms, often appearing as a business loan amortized over 1 to 7 years. Additionally, numerous FinTech firms offer alternative financing options on an unsecured basis, boasting rapid processing times given the provision of accurate data and fulfillment of specific criteria.
Investing in a franchise has the potential to yield significant profits. Those who invest early or choose a well-positioned franchise often enjoy robust financial gains by tapping into a proven income-generating system. Nonetheless, the initial expenses can be substantial, encompassing both setup and outfitting costs, as well as fees paid to the franchisor. A Franchise Loan can assist in financing these initial expenditures, alleviating the strain on your personal funds or assets.
Are you facing a significant delay between selling your goods or providing services and receiving payment? If so, Debtor Finance or Invoice Finance could be viable options for you. These solutions allow you to borrow against the value of your invoices, enabling you to access funds to reinvest in your business.
